History of PAYPRO
PayPro was born in 2015 as an online tool for making payments in 25
Currency savings up to 90% on hidden bank charges. We got regulated by the Financial Conduct Authority, raised two rounds of funding for €750 000 in total and spent a little more than a year in the market. We managed to process €500 000 a month, which is not bad at all compared to the early beginnings of Kantoks or Transferwise, for example.
From this experience we soon learned that payments/banking industry was completely outdated. So we soon realized that we had to take a step forward if we wanted to offer a truly devastating value proposition if we wanted to change the industry. That's why we started listening to the market, talking to industry experts and doing a lot of testing and failure. And that's how we created PayPro: The first decentralized bank built.
What is PAYPRO?
PayPro is a decentralized bank designed to work with the new eco-system, where the cost is presented in new forms thanks to smart contracts. Thus, PayPro is a decentralized financial market where any dapp can place its services. We also develop a wallet in which users can store crypto-currencies and any tokens.
After we have built PayPro, the user will be able to store, for example, highly profitable, BTC or gas, and use the Marketplace to invest in a platform for the organization, for example. In addition, shares received from these investments in the form of tokens will also be stored in PayPro. As a result, all crypto-assets and obligations of the individual will be presented in PayPro.
Our future
In the future, where smart contracts will be used for many of our daily activities, such as the use of decentralized computing power, trade or car insurance, we believe that banking will also be Decentralized.
On the one hand, traditional banking services are decentralized by the many initiatives coming from all over the world and built on the Ethereum protocol, some of which can be traced here: https://www.stateofthedapps.com. In our perspective, all of these applications should be offered through a common platform the same as Android applications are offered in Google Play, as otherwise the user experience decreases.
Decentralized application
The PayPro market will be built as a decentralized application, also known as Dapp. According to David Zhonhston, Dapp must meet some criteria in order to be considered as:
The application must be designed with open source code, it must function autonomously, and most tokens cannot be managed by the entity. In addition, the proposed improvements and market feedback can be adapted to the protocol.
- In order to gain access to the application and to reward any contribution from miners or depositors, a cryptographic token is required.
- Tokens must be generated as proof of the value created for the application.
- A decentralized chain should be used to store data and record operations to avoid any central point of failure.
Product
We understand that the main functionality of PayPro should be its ability to store and spend money. Otherwise, there is no point in storing the value if it cannot be used. For this reason we have built a banking platform in the first place.
1. The market. Wallet
PayPro is a financial market where any decentralized application (DAPP) will be able to offer its services. In this way, Dapps will compete between them to become your supplier, not the other way around as with banks.
In order to achieve this goal, we are building the first universal purse, which will be able to store the most popular crypto-currencies and any token-20. Once we've released the wallet, we'll build the market.
Stage 1: Wallet
Our first stage of development after the closing of the token sale will consist in the integration of Ethereum in order to build a purse. This purse will be able to store all the popular crypto-currencies and tokens-20.
Stage 2: Market
After the wallet is built, we will start working on the first decentralized financial market. We believe that decentralization should take place in two different layers;
On the one hand, our market will be built on Ethereum as a decentralized autonomous organization (DAO).
On the other hand, PayPro will not offer any services or Sozdavatportfel services. Instead, we invite any financial dapp to offer their services without a selection process. In this way, we strive to create an environment in which all Dapps will compete for becoming a user provider for each service
How does it work?
1. Overview
Please review our information document and see the terms and conditions of the investment. Feel free to contact us if you have any questions.
2. White List
In order to be able to join our ICO, it is a must for us that you fill out our know-your-client form.
3. The agreement
Send your meservallet, not the stock exchange. Once the campaign is closed, we will send you your tokens.
Token Sales Summary
Name: PayPro token
Symbol: PYP
Pre-sale Period: January 8-January 15, 2017
Pre-Sales terms: minimum investment of 15
Bonus up to Sale: Bonus up to 35%
Main sales Period: January 15 to January 31
Basic terms of Sale: minimum investment in 0.5
Main Sales Bonus: 1-st 24 hours 20%
1st Week 15%
Week 2 10%
Exchange rate: 1 High School: 500 PYP
Limits: 20 000 (hard cap) or EUR 5,000,000.00 depending on the exchange rate.
Accepted CURRENCIES: only for
The advantages of the token holder: decision and economic rights.
% sold Tokens: 40%
Nationality: Anyone other than Singapore, Estonia and the United States due to legal restrictions or countries of trade authorized by the United States.
Distribution
- In April 2017 we decided that the time had come to develop, so we were thinking how banks in the future should look the same.
- We expect to start the market on the 2018 of July. At the same time, the purse will be updated periodically so that new features can be added.
- The main sale of our ICO will be launched on January 15, 2018. The minimum investment will be set at 0.5.
- On January 8th, 2018, we will launch a pre-sale of our original coin offer to distribute the PayPro Token (PYP).
- Within the framework of our development plan we have released the foundation of our universal purse, which can already store bitcoins.
Profile BTT:
Ethereum address:
0xD60314E890d5838c1401cb3aFF3249437f36f0ef
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